Subscribe via RSS Feed

Is Financial Freedom Formula a Scam? Too Much Hype and Misleading Advertising

August 10, 2016 10 Comments

Financial-Freedom- FormulaFinancial-Freedom- Formula-website

Product name: Financial Freedom Formula

Product owner: James


Price: Advertised price $197, real price $47, after discount $37, final price $9

Overall rank: 30 out of 100


Financial Freedom Formula is an extremely controversial product and I’m on the fence about it. I can’t say it’s a complete scam and I can’t confidently recommend it due to many reasons. The idea of this product is legit because if you apply what James teaches you, you can make some money.

But there is too much hype in this product and I even dare to say it’s misleading. James claims to show you how to make $120.000+ per year from home with his proven method. Is this true?

For some people maybe yes, but for most people it won’t work. And even for those for whom it will work, Financial Freedom Formula fails to deliver what they need to achieve that level of success.

I would say FFF is incomplete training and you need a more advanced program. But since the price of FFF is very affordable, I can say it’s worth its price.

Anyway, Financial Freedom Formula is not a scam. The idea of this program is legit. You can give it a try if you want because anyone can pay $9.

But if you expect some sort of fantastic results, such as making thousands of dollars in 30 days, then I don’t recommend it. Anyway, let’s see what you can expect from James and his Financial Freedom Formula.


The main idea behind Financial Freedom Formula

The idea of Financial Freedom Formula is very simple. Based on your passion and interest you choose a niche and then join freelance sites, such as,,,

You create your profile and start collecting orders from people looking for people like you to pay you for the skills that you have.

Many people are making money using this method. Some are making a full-time income while others are making a few bucks per month.


Financial Freedom Formula is a mediocre training that fails to deliver on its promises and doesn’t provide quality support. It’s not a scam. I really want but I can’t confidently recommend it to everyone due to some false promises made by James. Fortunately, there are WAY better programs out there that are WAY more trustworthy and effective. You can try such a program for FREE. No strings attached. No credit card required. And I’m actually a member of my recommended program.


Pros of Financial Freedom Formula

  • Mediocre training
  • Affordable price
  • No upsells


Cons of Financial Freedom Formula

  • No quality support
  • Incomplete training
  • Too much hype
  • Misleading advertising


Financial Freedom Formula explained

Since I review lots of MMO products and always try to be extremely realistic when giving my opinion I don’t like products that make unrealistic claims and promises.

When it comes to Financial Freedom Formula, James gives some value and you definitely can learn a thing or two from him if you are a complete beginner.

It’s true that many people are making money using the same method that James teaches folks. But not everyone is successful with this method. First off, you have to have some skills and knowledge before you can tap into this freelance world.

Let’s say you’re a designer and know programs like Photoshop and can create beautiful logos for companies and websites. If you really can then you can provide a service and make money using the same method that James teaches.

Or let’s say you can build websites, or create animated videos or proofread the material. In this case you can make money using the method explained in Financial Freedom Formula.

But if you don’t know anything or have no any skills and are still learning then you can’t make any money and Financial Freedom Formula can’t help you in that.

You should also keep in mind that no matter which niche you are going to choose, there is a competition on the market and you’ll have to compete with other people on freelance sites.

Normally people buy from those whose profiles have a solid track record, a lot of positive feedbacks, a lot of completed orders. Your profile will be new which means it won’t be easy to get orders because you first need to gain trust and build a reputation.

All this means making money on freelance sites won’t be easy at all. You need months or maybe years before you start seeing regular income.

If you don’t believe me, I suggest that you go to any of freelance sites, such as,,, and check people’s profiles and you will realize that there are many people there that have created their profiles months ago and still they got only few orders.

All this proves again that making money using Financial Freedom Formula is absolutely possible, but it’s not as easy as James wants you to believe. All this means that promises about surpassing your current income in as little as 30 days from now are unrealistic.




Financial Freedom Formula training

Financial Freedom Formula training consists of 5 webinars and the total time required to watch all this material is a little over 30 minutes.

After watching each webinars you have to complete some tasks. One of the major cons of FFF webinars is that James doesn’t show what he tries to explain.

No images, no video guide. Just talking. All you’re going to see on your screen when watching webinars are words.


Financial-Freedom- Formula-training


  • Welcome video – Welcome to the Financial Freedom Formula
  • Webinar 1 – Find your profitable passion
  • Webinar 2 – Gain niche intelligence
  • Webinar 3 – From nobody to key player in 48 hours
  • Webinar 4 – Your first income online
  • Webinar 5 – Automate your online business


In the first webinar James explains how to determine your passion and then find people that are willing to order from you, i.e. hire you for the skills you have. You can place an ad on freelance sites and wait for someone to contact you for the order.

In the second webinar you will be explained how to improve your chances and get found on those sites. You will learn how to find jobs, how much people are willing to pay, what other freelancers are doing, how they manage to get new orders.

In the third webinar you will learn how to set up your profile on freelance sites so other people can find you easily. This part is very important.

In webinar 4 you will learn how to write a proposal and apply for jobs to get new orders.

In the last webinar you will be explained how to outsource some of your jobs when you get too many of them. Outsourcing is not new and many people do that in their business.

When you get too many orders and can’t complete them you can find other freelancers who can complete them.

But outsourcing is not easy to be done. It’s easier said than done. You need to find a freelancer who is trustworthy and reliable.

This is really important because if you get too many negative feedbacks from customers and other people will see it, you will quickly lose trust and credibility and no one will buy your gigs after that.


Financial Freedom Formula pricing policy

The approach James uses leaves a very bad impression of his program. In the promotional video he tells that his formula costs $197. On his website the price is different – it’s $47. But after refreshing the page the price goes down to $37.









But that’s not the end of the story. If you start clicking away on the payment page you will finally see a new price $9.

In my opinion, this is absolutely wrong because if you don’t click away it means you pay $47 while those who click can get it for $9. Do you think it’s ethical? I don’t think so.


Financial Freedom Formula website is not trustworthy

Normally all trustworthy sites have important pages, such as “privacy policy”, “disclaimer”, “terms&conditions”.

If you visit Financial Freedom Formula website, you will find such pages at the bottom of the site, BUT none of these pages is clickable.


Screen Shot 2016-08-10 at 10.41.09


I mean you can click, but it will take you back to the same page. I think it’s the first bad sign pointing to Financial Freedom Formula being untrustworthy website.



With all these major cons that I explained above, I don’t really think James can provide quality support. There is no live chat option, no Facebook group, nothing. Only email support.

Maybe this is normal because the price of Financial Freedom Formula is too low. Maybe. Who knows? If you agree with such an approach and still want to buy Financial Freedom Formula, you are free to do so.


Can you achieve success with Financial Freedom Formula in 30 days or make $120.000 per year with this proven method?

Yes, theoretically of course you can if you’re willing to put in the effort. Theoretically you can achieve anything. But results are absolutely unpredictable. I already explained to you how you were going to make money with this program. It’s up to you to decide.

But the idea of surpassing your regular income in 30 days is a total BS. I believe you now understand it very well after reading my review. With the kind of training and level of support James provides, achieving such level of success is hardly achievable.

Especially, on his website James claims that you can easily make $2.000-$12.000 each and every week with his system. I think it’s too exaggerated and you should be MORE realistic.




I told you that I know many people that are struggling to make a few bucks using the same method that James teaches. He also claims that you need to work 1 hour a day to make that kind of income. Is this true? I don’t think so.


Final word on Financial Freedom Formula

My final thoughts about Financial Freedom Formula are not so good to be honest. The only reason why I still think the program is legit is because the idea itself is legit. But the execution is not good. The training is not step-by-step and training videos are not so informative.

But the overall quality is not so bad for the price you pay. I think $9 is pretty affordable for most people. And I think if you’re planning to start this type of business, you can give it a try.

But James makes too much promises he fails to deliver on. There is too much hype in the promotional video. Yes, this is true that you can make money using this method, but not as much and not as fast as James promises it. His promises are unrealistic.

I know many people that are struggling to make a few bucks using the method he teaches folks. There is no quality support, no Facebook group like in other programs.

Only email support and I don’t know how supportive or responsive James really is. There is no private coaching and even if it is, it will be expensive with no guarantees of income.

It’s up to you to decide if you want to join Financial Freedom Formula or not. The price is affordable, the product is not a scam. You can give it a try if you want, but don’t expect quick results or thousands of dollars in x amount of days. This is not going to happen.


Final glance at Financial Freedom Formula

  • Mediocre training
  • Affordable price
  • No upsells
  • No quality support
  • Incomplete training
  • Too much hype
  • Misleading advertising
  • Overall rank: 30 out of 100


Want a better alternative to Financial Freedom Formula? Here is my top recommended program. It’s free to try.


Filed in: Product Review

About the Author:

Your Guide to Affiliate Marketing World

Comments (10)

Trackback URL | Comments RSS Feed

  1. Simon says:

    Thank you very much for this review. I really want to start my own business at home to achieve financial freedom, but there are so many scams out there and one don´t know which one to trust. Now I have made up my mind and will try what you recommend.
    Thank you very much

    • Rufat says:

      Hi Simon, I understand you very well because I was in the same situation a few years ago. This is really important to know which program to choose because there are too many scams out there. The idea of Financial Freedom Formula is legit and if you understand that it requires time and effort, you can try it because the price is affordable. But if you choose to try my recommended program that would be much better in terms of efficiency and time management. And what is more important, my recommended program provides supreme support which is very important for your online success.

  2. Riaz Shah says:

    Hey Rufat,
    Another great review by you, Financial Freedom Formula was something my friend was bugging me to try but I was occupied at the moment so I completely forgot about it.

    Good thing I came across you review, I know now that it’s definitely not worth the money, you’re too kind to give it a rate of 30/100. For me, training is very important and because they don’t put much effort in showing and updating the lessons, personally I would give it less than 10.

    • Rufat says:

      There are some other programs that teach the same stuff. I reviewed one of such products in the past and to be honest, I don’t remember the name of this product. It’s WAY better than FFF. Like I said, the idea of this product is good, but there is too much hype around it. Yes, I gave this product a score of 30 because what James teaches folks works if done correctly. You just need to have the right expectations. If you understand that it takes months or maybe even years to build a solid business using this method then you can give a try. But if you plan to invest $9 and make thousands of dollars you may get frustrated seriously. I agree with you that training is what makes any program a make or break it. But still there is some value in it and the price is affordable.

  3. Kenny Lee says:

    I personally think relying on freelancing platform for monthly income is quite risky. As these platforms becoming popular and is free for freelancer (upwork, fiverr). It has become too saturated for every single specialization.

    Getting a job is not easy especially with no portfolio to back you up. And as beginner you have to compete solely on rates. I don’t see this as a long term financial freedom solution? In the end, it’s still trading time for money.

    • Rufat says:

      Hi Kenny, No, I don’t think it’s risky. It’s just like any other business or affiliate marketing. Just it requires a lot of hard work, patience and dedication and finally it takes months or even years in most cases to build a serious business that will make you a solid monthly income. But I agree that it becomes too saturated and creates even more competition, but still there is a room for everyone if you can provide a good service. You just need to build your portfolio, get a lot of orders and build a good track record to be able to compete with others. And of course, when you are just starting our you have to charge a low rate. One thing we should keep in mind that it won’t happen as fast as James promises in his Financial Freedom Formula. That’s a huge exaggeration.

  4. Reyhana says:

    Like you said, it does sound legit but is it worth the risk? If you’re already putting in the time to make money, might as well be doing something that has a lot of good reviews and that has more chances of you being successful. If James is being unethical, then only God knows what else he does that’s unethical. No! Your #1 recommendation, Wealthy Affiliate is surely the way to go. I’m a member myself and I made money within 1 month! I also highly recommend it.

    • Rufat says:

      It doesn’t involve any risk until you don’t spend money on paid traffic. Writing reviews is a different story and of course can lead to a massive success over time. James has created a good program, but his problem is that he makes unrealistic claims as to how easy and fast you can achieve success with his Financial Freedom Formula. I think if he had put more effort into his program and provided better support his program would be rated pretty high. But for now, it’s incomplete. But since the price is very affordable, anyone can try it if they have some knowledge that they can turn into a service on freelance sites.

  5. Riaz Shah says:

    Hello there Rufat,
    long time no see! My friend actually came up to me asking to try Fincancial Freedom Formula and put in money together and share.

    He wanted to make money online so I stopped him to think clearly with the right mindset that maybe FFF is not the right choice and I showed him this review and he decided to turn the other way and try out WA. Just wanna say thanks for for taking the time to write this, awesome job!

    • Rufat says:

      I’m glad you like the review and that I could of help to you and your friend. In fact, Financial Freedom Formula is not that bad and can show you a real way to starting your own business online, but the promises they make and claims are so unrealistic and ridiculous. But I think you did right that pointed him to Wealthy Affiliate because this program has a WAY more realistic approach and provides a much better training and support. Comparing these programs, FFF is of course doesn’t come even close to WA. Thank you for taking the time and leaving a comment here and I hope your friend will achieve success with WA.

Leave a Reply