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The Financial Freedom Formula – Scam or Legit? Can you Really Earn a 6 Figure Income Using this Magic System?

August 20, 2016 8 Comments

Financial-Freedom- Formula


Product name: The Financial Freedom Formula


Price: from $29.99 to $49.99 or $50 plus $27 per month after 30 days trial

Owner: Becky Ayres and Mr. X

Overall rank: 20 out of 100

Final verdict: Not recommended


The Financial Freedom Formula by Becky Ayres and Mr. X is a relatively new product and you can find very few reviews on this program on the internet. The website looks pretty solid but the information is extremely misleading.

The website starts with a message that says that if you feel unhappy with your earnings and want to leave your life on your own terms free from debts and stress then Becky Ayres and Mr. X are going to help you with that.

While they provide some training material at the same time there is too much hype on their website. I have enough experience and have reviewed almost 400 programs so far and believe me I know a thing or two when it comes to making money online.

I smell scams a mile off. Though I can’t say that the Financial Freedom Formula is exactly a scam. But there are too many reasons why I don’t recommend this program and I’m going to explain everything in details within my review.


The main idea behind The Financial Freedom Formula

The Financial Freedom Formula by Becky Ayres is the collection of training videos that will teach you how to earn a 6 figure income with little effort on your part. Is this true? I don’t think so. And there is a monthly membership fee for the access to all material updates and support.


From my personal experience I can tell you that the Financial Freedom Formula by Becky Ayres fails to deliver on its promises. Training material is not so great though it provides some value. Claims are big and promises unrealistic. You definitely won’t make 6 figure income in 30 days. Allow me to help you and recommend a genuine program with high quality training and supreme support. I got my start in this program. It’s FREE to start. No credit card required.


Pros of the Financial Freedom Formula

  • A mediocre training


Cons of the Financial Freedom Formula

  • Unrealistic claims and promises
  • Fake testimonials
  • Misleading strategies
  • Not sure about the quality of their support
  • The program doesn’t look trustworthy


The Financial Freedom Formula

To help you get a better idea of what the Financial Freedom Formula is I will try to explain the process in the best way possible. The main idea of the Financial Freedom Formula is that Becky claims that you almost don’t need to do anything in order to make lots of money using the internet.




She claims that all you need is just one hour per day to use this simple formula which once has been set up can make you a lot of money on AUTOPILOT. And believe or not, but you will be making $20.000 – $30.000 per month 🙂


She claims that this system is very simple and can run itself without even touching it. She claims that Mr. X bought Aston Martin with cash using the same system. Becky claims that by following this plan you can start making 6 figure income within weeks after copying the system.



She claims that her students made $20.000 in their first 30 days. In short, Mr. X and Becky are going to help you in the same way as Mr. X helped Becky years ago.




An interesting fact is that there is no info about Mr. X. I don’t know the reason why she keeps this info secret. You can even find testimonials on their website that don’t look trustworthy at all.




Who is JC or KB? I really wonder who are they? I’m sure all these testimonials are fake.

Anyway, let’s take a look at the Financial Freedom Formula and see how Mr. X and Becky can help you make money on AUTOPILOT.


The Financial Freedom Formula training

The training consists of 11 training modules:

  • Module 1 – The Financial Freedom Formula Core Training
  • Module 2 – The Financial Freedom Formula System
  • Module 3 – The Financial Freedom Formula Instant Product Creator
  • Module 4 – How To Influence Your Customers To Say Yes Every Time
  • Module 5 – The Financial Freedom Formula Copywriting Blueprint
  • Module 6 – The Financial Freedom Formula List Building for Profits
  • Module 7 – The Financial Freedom Formula List Building for Profits Advanced Video Tutorials
  • Module 8 – The Financial Freedom Formula Long Lost File – Rapidly Increase Your Profits
  • Module 9 – Turn Your Fear Into Success
  • Module 10 – The Financial Freedom Formula Cheat Sheet
  • Module 11 – The Financial Freedom Formula Private Membership Support




In the first module you will learn the basics of making money online. In fact, it’s an affiliate marketing which is legit business. Becky says you should be patient while you apply the knowledge, but you can also start making money in the first few weeks. In my opinion, it’s not realistic.

In the second module there is a link to a secret software that is going to help you and ensure your success. This is just a tracking software.

Third module will explain how to create your own product and make money from selling it. This is just a theoretical info and doesn’t give you any product to sell. You have to create your product IF you can. And even if you can, you still need to promote it.

Can you create a product that people will want to buy? Can you promote your product in online space? This is a whole different story. It requires free and paid traffic. Do you have money to spend on paid traffic? Do you know how to not waste your money with paid traffic?

Module 4 explains how to influence your customers and make them want to buy what you sell. This is just a theoretical and psychological stuff that will help you possibly increase conversions on your website.

Module 5 will explain how to write a converting sales copy which is of course very important. But one thing that I want you to know is that most likely Becky is going to teach you how to lie to people like she does on her website.

Module 6 is about list building which is very important too for your business. But in order to build your list of email subscribers, you need to first drive traffic to your landing page. There are two types of traffic, free and paid. Free traffic, such as SEO takes months.

Driving social traffic is not easy. It takes time and effort too. Youtube traffic requires effort and time too in order for you to create videos and drive visitors from your channel to your website. Paid traffic requires a budget and it’s not cheap.

Module 7 shows how to build a list. Again, it requires a budget to spend if you want quick results. Alternatively, you can use free methods that take months. You simply can’t build a highly responsive list in 30 days.

Module 8 will explain how to choose products to promote, how to set the price and how to increase your income by selling the right products.

Module 9 is about success – some motivational stuff.

Module 10 – A step by step list of what to do to make sure that you’re on the right track.

Module 11 will show how to take advantage of their members area and support. But this will cost you $27 per month.


They have 3 packages:

  • The Financial Freedom Formula Basic Edition – $29.99
  • The Financial Freedom Formula Upgrade Edition – $49.99
  • The Financial Freedom Formula Premium Plus Edition – $50, plus $27 per month.

BTW, I don’t why but Becky says you will need $150 to get started.




From all this we now understand that making lots of money in 30 days is simply impossible! I think Becky is too excited.


Can you be successful with the Financial Freedom Formula?

Theoretically speaking you can achieve success with anything if you don’t give up and stay patient. When it comes to the Financial Freedom Formula training that I explained to you in details, you now understand that success requires effort and time.

There is no such thing as overnight success. The process is not easy as I explained to you above. At least it’s not going to happen as easy and fast as Becky and Mr. X want you to believe.




It’s simply impossible to start making thousands of dollars in 30 days or even in 6 months. At least it takes one year or so, for some people it may be even 2 years. In this sense Becky and Mr. X are lying to you and I really don’t recommend to trust them.

I’m not really sure how good their support is, but I don’t think you can expect high quality support from them or honesty after so many lies on their website. And the price is not cheap to be honest.

Paying $27 per month for the program that is unreliable and untrustworthy doesn’t look promising to me at all.


Final word on the Financial Freedom Formula

I believe the Financial Freedom Formula by Becky Ayres and Mr. X is a mediocre product and is not much different from many other scams that I’ve seen so far. Though I don’t think the Financial Freedom Formula is a scam. But the approach is absolutely misleading.

They tell you a pretty standard story that Becky had a lot of debts, she fell for many scams and was desperate to learn how to make money online and finally Mr. X revealed her all his secrets and she became a millionaire. And now they want to help people like you.

I believe you’ve heard stories like this in the past and you know whether you should trust Becky or not. I think you should stay away from Becky and Mr. X.

Their story doesn’t look trustworthy at all. They promise that they have created a perfect system that will allow you to make a 6 figure income once this system has been set up. In fact, it’s a set and forget type of system that works on a complete autopilot and requires no effort from your side.

I believe it’s a total BS. Anyone who claims that you can make money on autopilot is lying to you. Never trust those people. The Financial Freedom Formula is not a complete scam.

You can learn a thing or two from Becky and Mr. X. But if you want to know my opinion, I don’t recommend this program because it doesn’t look trustworthy and I think I explained it very well within my review.


Final glance at the Financial Freedom Formula

  • A mediocre training
  • Unrealistic claims and promises
  • Fake testimonials
  • Misleading strategies
  • Not sure about the quality of their support
  • The program doesn’t look trustworthy
  • Overall rank: 20 out of 100
  • Final verdict: Not recommended



Want a better alternative to the Financial Freedom Formula? Here is my top recommended program!


Filed in: Product Review

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Comments (8)

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  1. Kenny Lee says:

    When someone said they can guarantee an amount of money in a stipulated duration, I would label it a scam. I don’t believe there is any guarantee in business. The top reputable programs and coaches never made such guarantee. Building a business online or offline requires hard work and patience. I think whoever said otherwise is trying to trick gullible people out of their hard earned money. I agree that the Financial Freedom Formula doesn’t look trustworthy.

    • Rufat says:

      Unfortunately, it’s very common when it comes to MMO programs online. I know many legit programs and none of them makes any promises like what we see in the Financial Freedom Formula. Despite what Becky promises, an average person understands that success requires hard work and patience and will take her words with a grain of salt. But unfortunately, many naive people still fall for online scams and though I can’t label this program as a complete scam, I definitely stay away from recommending it to anyone. Though they provide training and support (not sure about the quality) their program doesn’t look trustworthy at all in my opinion.

  2. Retirefrom9to5 says:

    Hi Rufat, From the comprehensive analysis you did on this site “Financial freedom formula” I am inclined to think that it is equivalent to a scam. If by simply paying up US$150 to enrol into the course and at the end of 30 days it will lead you to be able to go on autopilot to generate thousand of dollars in return is a dream built on shaking ground. As you have pointed out correctly, it takes hard work and time to built a reputable website before it can start to generate a decent income. Furthermore, the reference testimony of Mr X seems fictitious. If he is good and honourable, he shouldn’t be hiding in the background and letting Becky Ayres taking all the credit. Or could it be the one and the same person.
    Anyone who dares claim that after 30 days and to spent only 1 hour per day thereafter and expecting a 6 figures monthly income is “BS”. So I am in total agreement with you to conclude not to waste money and time on this so call Financial freedom formula.

    Kelsey Lim

    • Rufat says:

      You know, from the perspective of providing some sort of a training and value I can’t label it as a scam. But from the point of making unrealistic claims and promises I have to agree with you. Because promising a 6 figure income within a few months is really ridiculous. And it does look even more ridiculous and dishonest promising to make thousands of dollars within 30 days with little effort just by following their secret formula created by Mr. X. Like you said and I totally agree with your statement that the Financial Freedom Formula is built on shaking ground. The story about Mr. X is a total BS and I think this part of this story is the worst part of Becky’s idea. I believe Mx. X doesn’t exist at all. Anyway, I believe it would much safer to stay away from the FFF.

  3. ches says:

    A really informative and comprehensive review of an IM site that should obviously be avoided. It’s amazing to me how many of these so called ‘get rich quick’ sites are pulling in gullible people and taking their money.
    A reality check is appropriately given by this post and once pointed to the best IM site our there ie. wealthy affiliate, financial freedom is within your reach, if you work hard and keep at it. As you may have guessed, I am a member of WA. Great review. Ches

    • Rufat says:

      You’re right. There are too many of them. But the worst part is that even those that provide education and some sort of support, they make a lot of false promises and by doing so they destroy their reputation and credibility. I believe any reasonable person with a sound thinking after reading Becky’s fantastic story about Mr. X will realize that the Financial Freedom Formula is not worth their time and money and it would be much better and safer to spend their hard earned money for other more reputable and trustworthy programs. I agree that WA is a much better choice.

  4. Travis Smithers says:

    You have pointed out many things that show this program is not all what its cracked up to be. Just the fact they are trying to hype you up about making six figure in just a month tells me that they are playing on people’s emotions to get rich quick that a lot of people think they can do.

    The reality is, nothing is that simple, I have a renovation business, and I see people failing all the time because they believe that it is so simple.

    What you say makes sense, and I like your recommendation comparison.

    • Rufat says:

      Sure, they are playing on people’s emotions and this is really bad because people spend their hard earned money on programs like this and expect promised results but they get very little and most of the time get disappointed. They try to get people into their program through a secret simple formula which is total lie. There is no simply way to making money on autopilot. There is only way simple way, through education, effort, dedication and support. Instead of saying this, they choose to lie to people for the sake of quick money. But I’m sure they can’t keep people because most of them understand what is going on with FFF and leave the program soon after joining it.

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